For Talent/Open roles

Vice President, Product (Retail)

Name: Lagrange Point
Price range: $$$

Financial Services

Delhi

Marketing

About the Company

Our client is one of India's fastest-growing retail lending institutions, serving millions of customers through a diversified lending portfolio spanning consumer, vehicle, MSME and secured lending businesses. As the organization enters its next phase of growth and product innovation, it is looking for an experienced product leader who enjoys solving business problems at scale and building products that create measurable commercial impact.
This role is ideal for someone who combines strategic thinking with strong execution capabilities and enjoys working at the intersection of business, sales, credit, operations and technology.

What You'll Be Responsible For
Product Strategy & Innovation
Design, launch and scale new retail lending products and financing programs.
Identify emerging customer needs, market opportunities and competitive white spaces to build differentiated offerings.
Conceptualize innovative product propositions and drive them from business case through implementation.
Business Growth
Build and expand strategic partner and dealership ecosystems across India.
Drive portfolio growth by owning product-level business plans, customer acquisition strategy and commercial outcomes.
Work closely with sales teams to develop market-specific programs and regional product variations.
Commercial Ownership
Own the product P&L with accountability for revenue, profitability and portfolio quality.
Monitor business performance through robust MIS, analytics and performance dashboards.
Drive sustainable growth while ensuring healthy returns and disciplined portfolio management.
Cross Functional Leadership
Partner with Credit, Operations, Risk, Technology and Sales teams to ensure seamless product execution.
Lead product implementation, system enhancements and digital process improvements.
Drive faster turnaround times, better customer journeys and operational excellence.
Continuous Product Improvement
Monitor product health through data-driven insights.
Identify growth drivers, operational bottlenecks and customer pain points.
Recommend process improvements, automation opportunities and scalable business solutions.

You are someone who enjoys building businesses rather than merely managing products. You thrive in fast-moving environments, make decisions backed by data and can align multiple stakeholders towards a common objective.
Experience
Graduate or Postgraduate.
12 to 14+ years of experience in Product Management within retail lending, NBFCs, banks or consumer finance.
Experience managing lending products across large distribution ecosystems will be highly preferred.
What Will Help You Succeed
Strong understanding of retail lending products and customer acquisition journeys.
Experience working across Sales, Credit, Risk, Operations and Technology functions.
Commercial mindset with exposure to P&L ownership and portfolio management.
Excellent analytical and problem-solving capabilities.
Strong command over Excel, PowerPoint and business analytics.
Ability to influence senior stakeholders and drive execution across large organizations.
You'll Stand Out If You Have
Experience launching new lending products from scratch.
Built or managed dealer or partner-led financing ecosystems.
Led product transformation or digitization initiatives.
Worked in high-growth lending businesses where speed, innovation and execution go hand in hand.

End-to-end product ownership with the freedom to conceptualize, build and scale retail lending solutions.
A high-impact leadership mandate with visibility across senior leadership and multiple business functions.
Exposure to large-scale distribution ecosystems, strategic partnerships and nationwide product rollouts.
The opportunity to own commercial outcomes, including portfolio growth, profitability and customer experience.
A collaborative, fast-paced environment where data, innovation and execution drive decision-making.